Few of us will be celebrating, but September marks the beginning of the financial meltdown that began in the housing sector, unraveled the financial system and precipitated a heart stopping seven months of decline with the Dow showing a final 5,000-point loss by March 2009 - and the S&P 500, a 47 percent decline. Across the nation, stock portfolios, investment savings and retirement plans took major hits. After seven months of pessimism, the market has begun to recover, climbing about halfway to the lofty heights it achieved prior to Lehman Brothers' landmark bankruptcy filing and Bank of America's acquisition of former Wall Street titan Merrill Lynch. Strategists are more optimistic, though inevitably there is a range of opinion on every issue. As the anniversary approaches, pundits are examining the past year with the outlook that those who ignore history's lessons are bound to repeat them. Here's an overview of some of their observations.
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