No one expected the healthcare overhaul to be simple. The new regulatory standards governing employer-sponsored plans that were announced in June could mean that as many as 39 percent to 69 percent of employer-sponsored plans will be subject to the new regulations and will not be eligible for grandfathering (i.e. exemption from the new rules). The new provisions outline the limits on what changes are allowed before a plan becomes subject to the new mandatory requirements starting in 2014. In short, the requirements do not allow for most of the alterations that have become standard as businesses try to find affordable solutions. Small businesses, in particular, are liable to be caught in situations where revising existing plans could jeopardize their eligibility for grandfathered status.

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